Mortgage Finder launches 1% cashback scheme for first-time buyers

The Property Finder-owned mortgage advisory platform will return between AED 10,000 and AED 150,000 to eligible buyers, starting with select properties listed through Driven Properties in Dubai.

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Article summary

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Mortgage Finder is offering first-time buyers in the UAE a cashback of 1 per cent of their mortgage value, up to AED 150,000, on qualifying properties. The scheme launches with Dubai brokerage Driven Properties before expanding to Abu Dhabi.

Key points

  • Buyers receive 1% of mortgage value, between AED 10,000 and AED 150,000
  • Scheme requires a minimum AED 1 million mortgage and no prior mortgage in two years
  • Launches with Driven Properties, expanding to Abu Dhabi's MD Real Estate next

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Mortgage Finder, the mortgage advisory arm of Property Finder, has launched a cashback programme for first-time homebuyers in the UAE, returning 1 per cent of the eligible mortgage amount at completion. Depending on loan value, buyers can receive between AED 10,000 and AED 150,000.

Unlike prize draws or promotional competitions, the company says every eligible customer qualifies automatically. To be eligible, buyers must be a UAE national or resident aged at least 21, must not have held a mortgage in the previous two years, and must secure a mortgage of at least AED 1 million on a qualifying property purchased through a participating agency.

Eligible properties will be marked with a dedicated Mortgage Cashback badge on the Property Finder platform.

The initiative launches in partnership with Driven Properties in Dubai, with MD Real Estate in Abu Dhabi set to follow. Mortgage Finder says it expects to add further agency partners over the coming months.

“We’re seeing a unique moment in the market where buyers have more choice, stronger negotiating power and increasing support from both the public and private sectors. For many aspiring homeowners, however, upfront costs remain the final obstacle. Mortgage Cashback was created to remove part of that barrier. By returning meaningful cash to buyers when they need it most, we’re helping more people turn today’s market opportunity into homeownership. This initiative builds on the government’s commitment to first-time buyers while extending that support across ready properties, multiple Emirates and a wide network of banking partners. It’s one more step towards making homeownership simpler, more accessible and more rewarding,” Enguerran Milhiet, Mortgage Finder VP said in a statement.

The company frames the initiative as complementary to government policy, citing both the Dubai Economic Agenda D33 and the Dubai Real Estate Strategy 2033 as context for its focus on first-time buyers.

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