The UAE’s total net wealth rose from $3.2 trillion in 2024 to $3.6 trillion in 2025, a 12.7 per cent increase, and is forecast to reach $6 trillion by 2030 at a compound annual growth rate of 10.6 per cent, according to Boston Consulting Group’s Global Wealth Report 2026.
Real assets led the expansion, reaching $2.4 trillion in 2025 from $2.2 trillion the year prior, with projections pointing to $4.2 trillion by 2030.
Financial wealth, covering both investable and non-investable assets, grew 12.3 per cent to $1.4 trillion in 2025 and is expected to reach $2.1 trillion by 2030. Liabilities climbed to $220 billion in 2025 from $210 billion in 2024, with BCG projecting they will reach $340 billion by 2030.
Within financial wealth, currency and deposits account for the largest share at $471.8 billion in 2025, projected to grow to $778.9 billion by 2030. Equities stand at $419.4 billion, with a forecast of $591.9 billion by the end of the decade. Bonds, though smaller in absolute terms at $15.9 billion, are expected to grow fastest among asset classes at a CAGR of 11.8 per cent, reaching $27.8 billion by 2030.
The wealth base is expected to broaden at the top. The number of ultra-high-net-worth individuals in the UAE, defined as those holding more than $100 million in assets, is projected to grow from around 500 in 2025 to roughly 800 by 2030.
The lower high-net-worth segment, covering those with $1 million to $20 million in assets, is expected to increase its share of total financial wealth from 29.3 per cent to 31.5 per cent over the same period, the largest shift of any segment.
The UAE’s position as a global wealth booking centre is also strengthening. Cross-border wealth booked in the country by international clients reached $721 billion in 2025, up 11.1 per cent year-on-year. Separately, cross-border financial wealth held by UAE residents outside the country grew 9.4 per cent to $468.4 billion in 2025, and is forecast to reach $678.2 billion by 2030.
“The ongoing conflict has introduced short-term volatility across Middle Eastern markets, with investor sentiment shaped by geopolitical uncertainty and oil-price movements. However, the region’s wealth development story remains structurally resilient over the five-year projection horizon. While we anticipate slightly lower growth over the next one to two years, a rebound is expected toward the latter part of the decade, supported by sovereign wealth strength, economic diversification agendas, family-business liquidity events, and continued private capital activity. We expect wealth managers to remain cautious in the near term; however, the long-term wealth opportunity in the Middle East remains intact,” Lukasz Rey, Managing Director and Partner at BCG said in a statement.
A significant portion of the report focuses on artificial intelligence as a structural shift for wealth managers rather than a peripheral upgrade. BCG’s analysis suggests AI-first wealth managers could unlock 25 per cent–30 per cent capacity gains across key workflows while increasing revenue per advisor by 15 per cent–20 per cent.
“The UAE’s wealth pool is set to grow by more than $2 trillion over the next five years, and the constraint on capturing that growth is advisor capacity rather than client demand. Firms that are redesigning their workflows around AI agents are creating the headroom to serve a larger client base without diluting the quality of advice. Those layering AI onto legacy processes are paying for the technology without changing their economics, and that gap widens the longer it is left,” Mohammad Khan, Managing Director and Partner at BCG added.
