UAE approves $694mn in housing decisions during 2025 to support citizens

The support included residential financing, government grants for low-income families, and housing and financing schemes in cooperation with banks

Staff Writer
Staff Writer
UAE steps up citizen housing initiatives in 2025
Image: WAM

Article summary

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The UAE expanded its national housing programme in 2025, approving 3,567 housing decisions worth AED2.546 billion. Abu Dhabi signed agreements to develop 13 residential communities worth AED106 billion, while Dubai announced housing projects worth AED5.4 billion. Sharjah approved land grants for 3,500 beneficiaries.

Key points

  • The UAE's national housing programme expanded in 2025, approving 3,567 housing decisions.
  • Abu Dhabi agreements will develop 13 residential communities, delivering 40,000 homes by 2029.
  • Dubai announced housing projects worth AED5.4 billion, including 3,004 homes and affordable units.

The United Arab Emirates (UAE) has expanded its national housing programme in 2025 in a bid to boost family stability, improve living standards and provide housing across the nation.

The Cabinet approved 3,567 housing decisions worth AED2.546 billion during the year, with nearly AED478 million allocated in the final quarter.

The support included residential financing, government grants for low-income families, and housing and financing schemes in cooperation with banks.

UAE launches housing insurance programme for senior citizens up to age 95

The Ministry of Energy and Infrastructure launched a programme to secure funding for housing support decisions, prioritising senior citizens, through insurance coverage extending to age 95, covering cases of death or total permanent disability.

In Abu Dhabi, agreements were signed to develop 13 residential communities worth AED106 billion, delivering more than 40,000 homes and land plots by 2029.

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The emirate introduced financial facilities, including a community support subsidy of AED250,000 to be deducted from housing loans of up to AED1.75 million, and extended repayment terms to 30 years. Total housing benefits issued by Abu Dhabi during the year reached AED15.384 billion, benefiting over 10,700 citizens.

Dubai announced housing projects worth AED5.4 billion, including the construction of 3,004 homes. An AED2 billion package was approved for 1,100 units across the areas of Wadi Al-Amardi, Al Aweer, Hatta, and Oud Al Muteena.

Dubai launched an affordable housing initiative expected to deliver 17,000 units in its first phase for employees in key and strategic sectors.

In Sharjah, the Executive Council approved land grants for 3,500 beneficiaries, split evenly between residential and investment plots.

The combined efforts underscore the state’s focus on integrating stability with urban development.