Dubai’s First-Time Home Buyer Programme has enabled more than 2,000 residents to purchase their first home in the last six months and driven more than AED3.25 billion in residential property sales, according to figures from the Dubai Land Department (DLD).
The programme was launched in July 2025 by the Dubai Department of Economy and Tourism (DET) and DLD to make home ownership accessible for residents of all nationalities and income levels.
More than 41,000 residents have registered in the programme to date. Of the units purchased, 49 per cent were bought by residents who have lived in Dubai for more than five years without previously owning a home.
Dubai First-Time Home Buyer Programme enables property purchases for long-term residents
The programme brings together government partners, developers, and financial institutions to offer first-time buyers priority access to new projects, tailored mortgage solutions, and pricing.
Five banks are participating in the programme, alongside developers across the emirate.
The programme was developed in alignment with the goals of the Dubai Economic Agenda, D33, which aims to double the size of Dubai’s economy by 2033. It also supports the Dubai Real Estate Strategy 2033 and contributed to the UAE’s Year of Community.
““The remarkable response to the First-Time Home Buyer Program – an initiative guided by our visionary leadership and delivered in close collaboration with the Dubai Land Department – reflects Dubai’s spirit of partnership, uniting government, developers, and financial institutions to turn homeownership into a reality for thousands,” Hadi Badri, CEO of the Dubai Economic Development Corporation (DEDC), the economic development arm of DET said in a statement.
“This initiative not only strengthens investor confidence but also accelerates the real estate sector’s contribution to Dubai’s economy, in line with the goals of the Dubai Economic Agenda, D33. By fostering social cohesion and supporting talent retention, we are stimulating long-term demand and reinforcing Dubai’s position as a global model for sustainable urban development,” he added.
Majid Al Marri, CEO of the Real Estate Registration Sector at DLD, said the programme represents an initiative in expanding residential homeownership and sustaining the momentum of Dubai’s real estate market in 2025.
He noted that the sector recorded performance this year, with total real estate transactions reaching AED917 billion.
Al Marri said the rising interest in the programme underscores its success in converting demand into real estate transactions. He added that the Dubai Land Department views the initiative as a model for integrating policies with partnerships across government entities, developers, and financial institutions.
“Owning a home felt distant, especially on a single income. This Program made the process simpler and more achievable, and it has helped me take control of my financial future with greater confidence,” Fatma Almarri, a first-time home buyer under the Program explained.
The programme is expanding with partners, including more developers, to offer choices for buyers. This will ensure that homeowners have access to a selection of properties.
